Five programs you can afford in a financial meltdown

It's the afternoon of September 30th and for reasons beyond my understanding the NYSE (New York Stock Exchange) is up more than 3.5 percent after yesterday's financial fiasco. Hello, Wall Street, what part of "No one has a new bailout deal; the House hated the old deal, and it's the week of Rosh Hashanah so it won't be a full week at Congress anyway" do you not understand? Even if you believe the bailout will magically work wonders for the economy -- I don't -- it's not going to happen this week.